{"id":435,"date":"2020-05-08T16:14:48","date_gmt":"2020-05-08T14:14:48","guid":{"rendered":"https:\/\/www.agima.be\/?page_id=435"},"modified":"2020-05-08T16:14:48","modified_gmt":"2020-05-08T14:14:48","slug":"epargne-pension","status":"publish","type":"page","link":"https:\/\/agima.full-moon.dev\/?page_id=435","title":{"rendered":"Epargne Pension"},"content":{"rendered":"

Contrat du 3\u00e8me pilier, accessible \u00e0 toutes et tous, peu importe le statut.<\/p>\n

Quelques points d’attention lors de la souscription…<\/p>\n

1. Dur\u00e9e<\/em><\/h3>\n

le contrat doit avoir une dur\u00e9e minimale de 10 ans<\/em><\/strong> pour \u00eatre d\u00e9ductible fiscalement<\/span><\/p>\n

2. Le b\u00e9n\u00e9ficiaire d\u00e9c\u00e8s<\/em> <\/strong><\/h3>\n

doit \u00eatre le conjoint ou le cohabitant l\u00e9gal ou un parent proche jusqu’au second degr\u00e9 (parents, grands-parents, enfants, petits-enfants, fr\u00e8res, soeurs)<\/p>\n

3. Montant<\/em><\/h3>\n

le montant est forfaitaire<\/em> <\/strong>avec un maximum de 980\u20ac (2020)<\/p>\n

4. R\u00e9duction d’imp\u00f4ts<\/em><\/h3>\n

donne lieu \u00e0 une r\u00e9duction d’imp\u00f4ts de 30%<\/strong> <\/em>de la prime vers\u00e9e<\/p>\n

5. Age<\/em><\/h3>\n
    \n
  1. age maximal de souscription : 55 ans<\/li>\n
  2. age terme maximum : 65 ans<\/li>\n<\/ol>\n

    6. Taxation<\/em><\/h3>\n

    Contrats d’\u00e9pargne-pension qui existaient d\u00e9j\u00e0 au 31 d\u00e9cembre 2014<\/p>\n

    Pendant cinq ans (de vos 55 \u00e0 60 ans), 1 % de la r\u00e9serve (au 31 d\u00e9cembre 2014) sera pr\u00e9lev\u00e9 chaque ann\u00e9e et revers\u00e9 au fisc. \u00c0 60 ans, vous paierez la taxe de 8 % (sur la r\u00e9serve pr\u00e9sente dans le contrat \u00e0 vos 60 ans), moins les montants d\u00e9j\u00e0 pr\u00e9lev\u00e9s.<\/p>\n

    Si vous d\u00e9c\u00e9dez avant 60 ans, vos proches paieront alors aussi 8 % de taxe.<\/p>\n

    Autres contrats d’\u00e9pargne-pension<\/p>\n

    Vous paierez 8 % de taxe (\u00ab\u00a0taxe sur l’\u00e9pargne \u00e0 long terme\u00a0\u00bb) sur la r\u00e9serve pr\u00e9sente dans le contrat \u00e0 votre 60\u00e8me anniversaire.<\/p>\n

    Revenir \u00e0 la page \u00ab\u00a0PENSION \u2013 G\u00c9N\u00c9RALIT\u00c9S\u00a0\u00bb<\/a><\/strong><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

    Contrat du 3\u00e8me pilier, accessible \u00e0 toutes et tous, peu importe le statut. Quelques points d’attention lors de la souscription… 1. Dur\u00e9e le contrat doit avoir une dur\u00e9e minimale de 10 ans pour \u00eatre d\u00e9ductible fiscalement 2. Le b\u00e9n\u00e9ficiaire d\u00e9c\u00e8s doit \u00eatre le conjoint ou le cohabitant l\u00e9gal ou un parent proche jusqu’au second degr\u00e9 […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-category.php","meta":[],"yoast_head":"\nEpargne Pension - Agima Staging<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/agima.full-moon.dev\/?page_id=435\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Epargne Pension - Agima Staging\" \/>\n<meta property=\"og:description\" content=\"Contrat du 3\u00e8me pilier, accessible \u00e0 toutes et tous, peu importe le statut. Quelques points d’attention lors de la souscription… 1. Dur\u00e9e le contrat doit avoir une dur\u00e9e minimale de 10 ans pour \u00eatre d\u00e9ductible fiscalement 2. Le b\u00e9n\u00e9ficiaire d\u00e9c\u00e8s doit \u00eatre le conjoint ou le cohabitant l\u00e9gal ou un parent proche jusqu’au second degr\u00e9 […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/agima.full-moon.dev\/?page_id=435\" \/>\n<meta property=\"og:site_name\" content=\"Agima Staging\" \/>\n<meta name=\"twitter:card\" content=\"summary\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/agima.full-moon.dev\/#website\",\"url\":\"https:\/\/agima.full-moon.dev\/\",\"name\":\"Agima Staging\",\"description\":\"Just another WordPress site\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":\"https:\/\/agima.full-moon.dev\/?s={search_term_string}\",\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/agima.full-moon.dev\/?page_id=435#webpage\",\"url\":\"https:\/\/agima.full-moon.dev\/?page_id=435\",\"name\":\"Epargne Pension - Agima Staging\",\"isPartOf\":{\"@id\":\"https:\/\/agima.full-moon.dev\/#website\"},\"datePublished\":\"2020-05-08T14:14:48+00:00\",\"dateModified\":\"2020-05-08T14:14:48+00:00\",\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/agima.full-moon.dev\/?page_id=435\"]}]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","_links":{"self":[{"href":"https:\/\/agima.full-moon.dev\/index.php?rest_route=\/wp\/v2\/pages\/435"}],"collection":[{"href":"https:\/\/agima.full-moon.dev\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/agima.full-moon.dev\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/agima.full-moon.dev\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/agima.full-moon.dev\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=435"}],"version-history":[{"count":0,"href":"https:\/\/agima.full-moon.dev\/index.php?rest_route=\/wp\/v2\/pages\/435\/revisions"}],"wp:attachment":[{"href":"https:\/\/agima.full-moon.dev\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=435"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}